The Social Security Administration offers a number of programs that Americans may end up using at some point in their lives. Besides the usual Social Security retirement payments, there is also Social Security disability for those who can’t work due to a disability. For all this and more, you’ll need a mySocialSecurity account, effectively the digital entry to the world of Social Security. Even if you aren’t using any of these programs just yet, you may find use from a mySocialSecurity account of your own.
How to Create a mySocialSecurity Account
Creating your own mySocialSecurity account is pretty simple. The steps are as follows:
You may run into problems if you have a security freeze or fraud alert on your credit report. If you don’t have access to the internet or you aren’t comfortable using the computer for this, you can also open a mySocialSecurity account at your local Social Security Administration office.What You Can Do With a mySocialSecurityAccount
Americans can do a number of things with their mySocialSecurity account. These include:
Your mySocialSecurity account is secure and protected by advanced security technology. This includes the two-step verification process requiring the use of a cell phone or email address to log into your account
There is also an additional security procedure that you can put in place if you want to make sure your account is protected. This requires you to give either the last eight digits of your credit card or some other form of financial information that the Social Security Administration can then check. This is the only time the Social Security Administration will ask you for your credit card information. This extra security step does not change how you log in to your account. You can add or eliminate this extra security at any time.
Social Security is a popular way for internet phishing scams to target consumers. Know that any email you get from the actual Social Security Administration will have a .gov email address. If you get an email coming from another type of domain, such as .com or .net, it is not a real email from the Social Security Administration. You can report any phishing emails by forwarding the email to firstname.lastname@example.org.The Bottom Line
With a mySocialSecurity account you can address any number of issues that may arise as you use services provided by the Social Security Administration. It is relatively easy to set up an account, and if you don’t want to do so on your computer you can also do so at your local Social Security office. Once you have your account, you can set up direct deposit, order new Social Security cards and forms and update your physical address. The mySocialSecurity program has strong cybersecurity protections, but be on the lookout for potential phishing scams.Retirement Savings Tips
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The post How to Create and Use a My Social Security Account appeared first on SmartAsset Blog.
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